| Auto Loan | TransUnion | Experian | EQUIFAX |
|---|---|---|---|
| Creditor Name | CAPITAL ONE AUTO | CAPITAL ONE FINANCE | CAP ONE |
| Account Number | 805517XXXXXX | 80551712XXXX | XXXXXXXX6766 |
| Type | AUTOMOBILE | Auto Loan | Auto |
| Open Date | 5/4/2021 | 5/4/2021 | 5/4/2021 |
| Balance | $867 | $867 | $867 |
| High Balance | $17,340 | $17,340 | $17,340 |
| Credit Limit | — | — | — |
| Payment Amount | $289 | $289 | $289 |
| Term | 60 months | 60 months | 60 months |
| Responsibility | Individual | Individual | INDIVIDUAL |
| Last Payment | 12/29/2025 | 12/29/2025 | 12/29/2025 |
| Last Reported | 12/31/2025 | 12/31/2025 | 12/31/2025 |
| Account Status | Open | Open | Open |
| Payment Status | Paying as Agreed | Current | PAYS AS AGREED |
| Past Due | $0 | $0 | $0 |
Days Late
|
30:2 / 60:1 / 90+:0 | 30:2 / 60:1 / 90+:0 | 30:2 / 60:1 / 90+:0 |
| June 2022 | 30 days late | 30 Days Late | 30 Days Late |
| July 2022 | 60 days late | 60 days late | 60 days late |
| April 2023 | 30 Days Late | 30 Days Late | 30 Days Late |
| Worst Status | 60 Days Late | 60 days late | 60 days late |
| Remarks | Disputed by consumer | Disputed by consumer | Fixed rate |
Customers don't pay. No barriers, no objections, just faster enrollments and happier clients.
TransUnion, Experian, and Equifax are merged into a single credit report with your logo, picture, and personal message.
Add a branded widget to your website or send a link. Clients upload their free reports, you get a tri-merge instantly.
Track every report processed, search by client name or ID, and manage your whole team from one place.
Push credit data via API or HTML to your CRM, case management, or financial platform.
Add team members, each with their own branded report, custom message, and upload widget.
Choose a plan, customize your report and widget, and you're live.
Send it by email, text, or embed it on your site. Clients upload their free bureau reports.
Receive a clean, professional three bureau report the moment your clients upload.
Membership Plans
What counts as a report upload? Uploads are counted per client, not per bureau. A single upload can contain one, two, or all three bureaus — TransUnion, Experian, and Equifax — and whatever is uploaded in that instance still counts as just one report upload toward your monthly limit.
For solo professionals and smaller businesses getting started.
100 reports
annual credit report uploads per billing cycle
For mid-size businesses with moderate client volume.
200 reports
annual credit report uploads per billing cycle
For high-volume businesses and enterprise teams.
500 reports
annual credit report uploads per billing cycle
Upload limits reset at the beginning of each monthly billing cycle and unused uploads do not carry over. Additional Upload Blocks on the Max plan are billed at purchase, are non-refundable, and apply only to the current billing cycle.
"Even without generating more leads, Trilogy Credit Pro has been a massive success. My appointment show-up rate went from 30% to 99%. My closing rate improved from 51% to 83%." — Dustin Ball, Rocket Financial Services
Trilogy Credit Pro is coming soon. Join the waitlist and be among the first professionals to deliver clarity from the very first conversation.
